On aligning your money with your ideal life…
“I help people deal with every side of their money (and resources): emotional, mental, relational, and technical. Together, we align your time, money, energy, and skills with your values, intentions, and goals. That may start off with either Financial Counseling, Coaching, or Planning; but it ends up as Financial Doing. Knowledge is not power, it is only the potential for power. It must be applied to have any real value. Wise action towards your better life is real power.” Daniel L. Bishop
The Simple, Succinct Summary:
We only get paid flat-fees, by our clients: for Planning, Advice, Accountability & Oversight.
Our ideal clients are successful families, who are committed to pursuing financial & life well-being.
We only accept 50 clients per advisor; so that, we can give the service our clients deserve.
Giving you the right type of advice, at the right time, in the right amount.
Our ideal client service is simple: planning, coordination, oversight, and protection of your entire financial life.
We are Professional Planners, who offer Partnerships.
It is the only thing we do, the only thing we sell.
That Partnership includes Financial Coaching, Counseling, and Consulting…
but perhaps more importantly, it includes; friendly collaboration, compassion, and clarity.
We do not sell products.
We do not “gather assets”.
We do not have a minimum for AUM, because we don’t do AUM Fees.
We do not throw advice at you.
We do not talk down to you.
We know you are not stupid.
People come first.
Next, our Profession, Philosophy, and Planning.
Only then, do we help you find the right financial products… IF, you even need them.
More Explanation: What Really Makes Us Different?
We are professional, Advice-Only financial advisors offering real financial planning; not product salespeople, brokers, or asset hoarders. We don’t just meet industry expectations, we blow them out of the water. We are continuously raising the ethical, technical, and human bars for advice. We are not just Fee-Only, we are Advice-Only. We are not just fiduciaries, we are Flat-Fee, Private Fiduciaries– that means we become 100% committed to your family, 100% of the time.
We believe that successful, hard working families should have access to the same types of advanced financial advice and planning that Family Offices offer to clients with a net worth over 30 million. That’s why our process is designed for you; to get exactly what you want and need, without paying for everything you don’t. That is just the start of what makes Black Swan Advisors fundamentally different.
WHO WE WORK WITH
Our ideal clients are successful families, who are committed to pursuing Financial & Life well-being. Our number of Ideal clients are capped at 50 per advisor. That is 50, not the normal 250 – 500. That allows us to provide the high level of service that they deserve. It also allows us some time to practice Pro Bono and project planning with people who would not normally be able to afford our services. We work virtually with most of our clients. Our clients value their time, and understand the value of independent, objective advice. They prefer to work with a professional Financial Planner instead of industry salespeople; that is why we charge flat, transparent fees that reduce the common conflicts of interest. Our ideal client service is simple: planning, coordination, oversight, and protection of a client’s entire financial life.
Our ideal clients normally:
Call us when “life happens”, like career changes. Text us before they decide to buy a car. Meet for coffee, tea, or wine… just to catch up. Open up about all the things that are important to them – family, money, religion, politics, mental health… And, they let us help with family money disagreements.
We don’t just work with wealthy and affluent clients. We love helping couples, and independent women get their finances on track for their next stage of life. We also find a lot of meaning when coaching and counseling young families and professionals; who often need expert help with education or student loan planning.
(See below for approx yearly client caseload ratios.)