College Saving and 529’s are woven together for the first few paragraphs.  While not all college saving should be in your 529’s, they are a useful way to talk about why you should save for college.

We will be creating education on Private 529’s, and on tax-agile multiple bucket strategies. More information coming soon.

Setting up Able accounts for people with disabilities, and rolling over 529’s into Able accounts. More information coming soon.

Private K-12 Payment Optimization:
For tax advantaged savings plans for private elementary and high school tuition. More information coming soon.

We can help you pick the right saving vehicle, plan, investments, amounts… and get you the peace of mind you need, about your child’s future. We can help you make sense of it all, get on track, and stay there. We charge $600 for 2 College Savings Strategy Sessions.

Often, that starts with an 529 Plan. Even a small variable, like a state tax deduction, can have big differences in your outcome. 

Get your free 529 guide, by downloading here.

Reading this can help you Start right and do better than 85% of parents.

StateState Tax DeductionOver 18 years
Estimated Tax Savings for a couple, MFJ with $100,000 in taxable income; contributing $100 a month to 2 children separate 549 plans.
Missouri as a Tax-Parity state offers income tax benefits regardless of whether the 529 plan was in-state.

The Price of Procrastinating…  4 years of college beginning in 18 years could cost you a total of $215,064. If you start saving immediately, you will need to make monthly contributions of $464 in order to meet this cost. The monthly contribution jumps $41 by holding off just one year before you start saving. If you wait 9 years, you will need to contribute a total of $42,544 more to make up for lower accumulated earnings. *From savingforcollege.com

What is a qualified expense?

  • How much of my child’s education should I aim to pay? 
  • When should I start saving and where?
  • Is a more expensive college for my child worth the cost?
  • How should I save and invest the money?
  • How do I prioritize my child’s college education against retirement and other financial priorities?
  • How much will fees really cost?
  • Is my home state the best plan?

College Savings Plan
It is a project type plan, with a flat (one time) fee of $600 for 2 strategy sessions. 
We help you figure out everything you need to know about saving for college.  We help you find the optimum path for your family.