Education Project Plans: College Saving, College Money Report™, College Funding, & Student Loan Repayment.
College Savings Plan | College Money Report™ | College Funding Plan | Student (OR Parent) Loan Repayment Plan |
College Savings, 529s, ABLE, & Private K-12 Planning. | A college affordability assessment for one student. | A project-style financial planning service, covering the core topics needed for a college-bound family. | Exploring your Repayment, Consolidation, Forgiveness, Cancellation, and Discharge Options. |
Parents or grandparents of young children, up to middle school can get the peace of mind you need, about your child’s future. | Ideal for high school students who have a standardized test score (ACT/SAT) and a list of colleges. | Ideal for college-bound families who want to plan for college, stay on track for retirement, and ensure their investments are in the right place at the right times. | We help student loan borrowers like you… find the right repayment plan for your changing life. |
We help you find the right steps for your family in these 2 meetings. | List of three colleges, one College Money Report™, and one Strategy conversation.. | 4, 45 min Meetings: Get a Plan Get Ahead | 2 meetings, or more if unusually complex,to explore your best options. |
$600.00 | $100.00 | Families: $1,200 Couples: $9,00 Individuals: $600 | Student Loan Plans start at $600. |
College Funding Advice Elements | College Money Report™ | College Funding Plan | Financial Planning Open |
What Colleges Think You Can Afford (the 3 EFCs) | x | x | x |
If You Qualify for Need-based Grants | x | x | x |
If You Qualify for Merit-based Scholarships | x | x | x |
1 Year Out of Pocket Cost (For Each College) | x | x | x |
4 Year Out of Pocket Cost (For Each College) | x | x | x |
Need-based Aid Enhancement Ideas | x | x | |
Merit-based Aid Enhancement Ideas | x | x | |
Student Loan Projections | x | x | |
College Pre-Approval™ Budget | x | x | |
College Funding Gap Analysis | x | x | |
College Savings Strategies | x | x | |
529 Plan Advice | x | ||
Financial Aid Forms Filing & Renewals | x | ||
Student Award Analysis & Appeals | x |
College Funding and Financial Planning Advice Elements | College Money Report™ | College Funding Plan | Financial Planning | Family |
Client Planning Portal | x | x | x | x |
Goal Creation & Timeline | x | x | x | |
Net Worth Statement | x | x | x | |
Emergency Fund Recommendation | x | x | x | |
Retirement Planning | x | x | x | |
Asset Allocation Selection | x | x | x | |
Plan Stress Testing (Monte Carlo) | x | x | x | |
Social Security Modeling | x | x | x | |
Medicare Cost Planning | x | x | x | |
Next Steps & Planning Prioritization | x | x | x | |
Debt Management Decisions | x | x | ||
Employer Benefits Advice | x | x | ||
HSA Funding | x | x | ||
401k & 403b Fund Recommendations | x | x | ||
Social Security Elections & Timing | x | x | ||
Pension Elections & Timing | x | x | ||
Goal Progress Tracking | x | x | ||
Investment Policy Statement | x | x | ||
Account Setup & Transfer Support | x | x | ||
Low-cost Institutional Funds | x | x | ||
Rules-based Rebalancing | x | x | ||
Socially Responsible Investing | x | x | ||
Asset Location Tax Strategy | x | x | ||
Investment Performance Reporting | x | x | ||
Roth Conversions | x | x | ||
Capital Gain/Loss Harvesting | x | x | ||
Tax-Efficient Distributions | x | x | ||
RMD Execution | x | x | ||
Income & Gains Shifting to Minors | x | x | ||
Advanced Planning Elements | ||||
Income Tax Planning | x | |||
Life Insurance Analysis | x | |||
Disability Insurance Analysis | x | |||
Long-Term Care Insurance Analysis | x | |||
Employee Stock & Options Planning | x | |||
Annuity Planning (existing only) | x | |||
Charitable Giving | x | |||
Estate Planning | x | |||
Business Owner Planning | x | |||
Business Exit Planning | x | |||
Budget & Cash Flow Management | x |